Understanding payment options helps you budget and plan for Korean plastic surgery. Here's what international patients need to know.
Payment Methods Accepted
Credit Cards
- Visa and Mastercard widely accepted
- American Express less common
- Foreign transaction fees apply
- Inform your bank of travel plans
Wire Transfer
- Often required for deposits
- May get better exchange rates
- Transfer fees vary by bank
- Allow 2-5 business days
Cash
- Korean Won or US Dollars
- Some clinics offer cash discounts
- Exchange at banks for best rates
- Large amounts require declaration
Deposit Requirements
- Most clinics require 10-30% deposit
- Secures your surgery date
- Usually non-refundable
- Balance due before or on surgery day
Financing Options
From Your Country
- Medical credit cards (CareCredit, etc.)
- Personal loans
- Healthcare-specific financing
Korean Clinic Financing
Some larger clinics offer:
- Payment plans for international patients
- Partner financing companies
- Usually requires larger deposit
Cost Transparency
What Should Be Included
- Surgeon fees
- Anesthesia
- Facility fees
- Basic medication
- Initial follow-ups
Often Extra
- Specialized implants
- Extended stay
- Compression garments
- Additional medications
Budgeting Tips
- Get itemized quotes
- Budget extra 20% for unexpected costs
- Compare apples to apples across clinics
- Factor in accommodation and flights
